The Applicant hereby represents that the above statements and responses are accurate and authorizes
Travelers Companies, Inc., its affiliates, and/or their agents to contact the references listed above.
In addition, as part of our underwriting process, Travelers retains the right to investigate personal
credit history. To the extent required by law, we will, upon request, provide notice whether or not a
consumer report has been requested by Travelers, and if so, of the name and address of the consumer
reporting agency furnishing the report.