Meet Our Team

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David J. McKee, D. Div., D. Theo.

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President, Constructors Bonding, Inc
Founding Partner, Constructors Bonding, Inc of Arizona

Dave graduated from Allegheny College with a degree in international economics. He is a magna cum laude graduate of Liberty Baptist Theological Seminary. He began his career in surety in 1981 with the USF&G. Dave later served as AVP and Branch Manager of Arizona’s then largest surety; Merchants Bonding Company. Dave is past Region II Vice-President and board member of the National Association of Surety Bond Producers (NASBP). Dave and his wife Nicki have four children.

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Joseph A. Clarken III, M.B.A.

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Managing Director of Surety Operations

Joe graduated from Lehigh University in Bethlehem, Pa. in 1987 with a BS in Finance and received his MBA in Finance from Seton Hall University in 1995. He began his surety career in 1987 with Continental Insurance serving various home office and branch office roles over the span of 7 years. He later spent 5 years with Amwest Surety where he ran and rapidly grew the branch to over $5,000,000 in premium. Joe's association with CBI in 2015 rounds out the services CBI offers, expanding the focus further into both contract and commercial surety.

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Patrick R. Hedges, Partner

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Constructors Bonding, Inc of Arizona

Pat graduated from the University of Washington with a degree in Finance. In 2002, he joined Travelers where he handled contractors in Washington and Alaska. In 2005, Pat transferred to Phoenix, AZ and served as an Account Executive Officer managing one of Travelers’ largest contract surety portfolios which included clients of all trades in Arizona, Southern Nevada and Southern California. Pat joined CBI in 2012 and manages surety relationships for a wide range of contractors. As a member of the Scottsdale 20/30 Club, Pat is active in the local community working to raise money for Arizona children’s charities.

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Chrystal Hedges, Partner

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CBI Commercial, LLC

Chrystal graduated from the University of Oregon in Eugene, OR with her B.S. in Psychology. In 2005, she began her career as an underwriter with Travelers Bond in Phoenix, AZ where she handled large commercial surety accounts domiciled in Arizona, Nevada and New Mexico. While there, Chrystal served as an Account Executive and managed some of the largest commercial surety accounts in the Southwest which included clients in many industries including Fortune 500 companies. Chrystal joined HCC Surety in 2012 as a Senior National Commercial Surety Underwriter where she managed business development and business growth for the West Coast. She also handled small transactional business for all types of clients all over the country. Chrystal has a broad range of expertise in various industries with varying degrees of credit profiles. She also served on the board of the Surety Association of Arizona, and is currently on the executive board. In April 2016 Chrystal joined CBI Alliance. With her wide knowledge base of both small and large commercial surety obligations and diverse market experience, Chrystal contributes greatly to our well rounded product offerings here at CBI.


Jennifer Castillo

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Account Executive

Jennifer has over 25 years experience in the surety industry. She worked on the company side for 10 years as a underwriter trainee, commercial underwriter and lead commercial underwriter. On the agency side she has account management experience in both commercial and contract surety. She is a past member of Women’s Surety Association. Jennifer and her husband Gilbert have two children and live in Phoenix, AZ.

Melanie Ankeney

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Account Executive

Melanie is an Arizona native. She graduated from Arizona State University in 1992 with a bachelor’s degree in Therapeutic Recreation. Shortly thereafter she started her career by joining her family’s insurance agency, Schaefer-Smith-Ankeney. She has over 20 years’ experience with 16 of those years being in the surety Industry. Melanie currently lives in Tempe. She has two children, Carter – 23 and Hayden – 16.